Long Term & Short Term Disability Claims

An injury, whether in a slip and fall or motor vehicle accident, can cause immense hardship for victims in numerous ways. Aside from experiencing physical effects, victims are often burdened with worry and concern about their medical bills, employment status, and general income loss. The legal team at Bergel Magence can help alleviate the disruption and uncertainty you may feel if you are suffering from a short or long-term disability, and ensure that you get the maximum compensation that you need and deserve.

Long-term and short-term disability coverage is typically obtained through your employer’s extended medical benefits plan. Such insurance can also be purchased privately. It would seem to be logical that if you become injured and unable to work, that long-term or short-term disability plan should kick in, and cover all your necessary living and medical expenses. Unfortunately, this doesn’t always happen. Oftentimes the insurers attempt to deny claims or stop payments prematurely. This can lead to additional hardship and can inhibit a successful recovery.

Insurers may deny a claim for various reasons. They may argue that an injury is exaggerated, that a claimant is being dishonest and simply avoiding going to work, that there is a lack of medical evidence to support a claim, or that documentation was filled out incorrectly.

Long-term and short-term disability coverage is often available for a variety of physical and psychological conditions associated with injury, including anxiety, depression, chronic pain, emotional trauma, amongst others. Our team of skilled and compassionate legal professionals will listen to you, and get a complete understanding of your symptoms.

If your long-term or short-term disability claim is denied, it is not the end of the road. Bergel Magence personal injury lawyers have had numerous long-term and short-term disability claim denials reversed, ensuring that our clients are able to continue their lives worry-free, and with the financial and medical resources they need in order to begin the process of rebuilding their lives.

Workers who have been denied disability coverage need a legal team with the breadth of expertise and depth of experience to get them maximum compensation. The personal injury lawyers at Bergel Magence are here to help you every step of the way. Contact a Bergel Magence long-term and short-term disability team member for your complimentary case evaluation.